terms
terms-and-conditions
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current
Terms and conditions of use
August 22, 2026
Overview
Access to this site means stepping into a defined set of rules, not an undefined space. These terms and conditions govern how Utaromelva provides research-focused content about holdings, flows, positioning, and potential position crowding, and how visitors may use that content. By using any part of the site, visitors accept these terms, the privacy policy, the cookie policy, and the disclaimer, all of which should be reviewed together before relying on any information.
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[01]active
User eligibility and audience
This site is intended for institutional and professional users with the capacity to interpret research about financial markets and crowding dynamics. It is not designed for minors or for individuals seeking personal financial guidance. By using the site, each visitor confirms being of legal age in the relevant jurisdiction and capable of understanding that all content is general research, not tailored advice. Where local rules restrict access to such material, users must comply with those restrictions.
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[02]active
Intellectual property and permitted use
All text, graphics, diagrams, and other materials on this site, including descriptions of AI methods and the Three-Lens Positioning Method, are protected by intellectual property laws. Utaromelva grants a limited, revocable, non-exclusive right to access and view the content for internal research purposes only. Copying, redistributing, or using content for commercial redistribution, branding, or misrepresentation without prior written permission is prohibited. -
[03]active
Research-only nature of content
Content on this site is provided for general research information about holdings, flows, positioning, and crowding. It does not constitute personal advice, recommendations, offers, or solicitations. Users may not rely on the site as a substitute for internal analysis, governance, or external professional advice. Any decisions based on information here remain the sole responsibility of the institution or individual making them, and past performance does not guarantee future results. -
[04]active
Acceptable use and access controls
Acceptable use means accessing the site in a way that does not damage, disable, or impair its operation, or interfere with other users. Automated scraping, bulk extraction, reverse engineering of security features, and attempts to bypass access controls are not permitted. Users must not introduce malware, attempt unauthorised access, or use the site to transmit unlawful or harmful material. Utaromelva may suspend or restrict access where misuse is suspected. -
[05]active
Changes to site and terms
Utaromelva may update, suspend, or discontinue parts of the site, including AI models, data sources, or specific research sections, without prior notice. Terms may also be updated to reflect changes in law, supervisory expectations, or how AI-based crowding research is delivered. The date at the top of this page shows when these terms last changed, and continued use after changes indicates acceptance of the updated version.
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[06]active
Liability limits and disclaimers
Liability in connection with use of this site is limited as described in the disclaimer, which forms part of these terms. In summary, Utaromelva does not accept responsibility for losses arising from reliance on content here, interruptions to access, data errors, or AI model behaviour. To the extent permitted by Canadian law, any liability is restricted, and nothing in these terms seeks to exclude liability where such exclusion would be unlawful.
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[07]active
Governing law and jurisdiction
Use of this site, and any dispute or claim arising from it, is governed by the laws of Canada and, where relevant, the laws of the province or territory where primary operations are based. Courts in that jurisdiction have non-exclusive authority over disputes, subject to any mandatory local rules. Users remain responsible for complying with any additional obligations that apply in their own jurisdiction or organisation.
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[08]active
Privacy, cookies, and data handling
Personal information and cookie data collected through this site are handled according to the privacy policy and cookie policy, which sit alongside these terms. By using the site, users acknowledge that such information may be processed for purposes including security, analytics, and responding to enquiries, subject to the controls described in those policies and in line with Canadian privacy expectations. -
[09]active
General provisions and severability
If any part of these terms is found invalid or unenforceable, the remaining sections continue to apply. Headings are for convenience only and do not change the meaning of the clauses. Failure to enforce any provision does not waive the right to enforce it later. Together with the privacy policy, cookie policy, and disclaimer, these terms form the full agreement governing use of this site.
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Contact for term-related questions
Most issues with online terms come from assumptions: users assume broad rights that were never granted, and operators assume everyone reads the fine print. This section sets out, in practical language, how Utaromelva expects this AI-based crowding research site to be used, what is and is not provided, and which rules apply when accessing any content here.
Contact email: content@utaromelva.world
Telephone: +1 (%51) 049-9075
Registered or mailing address: 717 West Pender Street, 3rd Floor, Vancouver, BC V6C 1G8 Canada
Effective date: August 22, 2026
Version: 1.0